Mental Hurdles that Oppress Your Checkbook

Most of us are fairly ignorant when it comes to making financial decisions. No one is born with the skills. Fortunately educators are responding to this in various states. However, they are letting the fox in the hen house. Here is an example of how the subtle nature of these programs teaches kids to be consumers, not savers. Banks are teaching our kids how to manage money - do you think they are going to teach them that credit cards are to be avoided? Somebody needs to teach our kids not to borrow money.