There is one thing for certain. If you are considering an MLM, Multilevel Marketing, or Network Marketing business, or if you are considering a money making idea that requires little effort and promises fast cash, you are probably trying to get out of debt or you're headed into debt.
In Proverbs 21:5 it says, "The plans of the diligent lead surely to advantage, but everyone who is hasty comes surely to poverty." Being in a hurry to acquire wealth is just as futile as procrastination and laziness. Don't be fooled into putting good money, that the Lord has provided for you, into a scheme that makes promises of quick wealth.
This is also true for hopes of winning the lottery, or waiting for Ed McMahon to show up on your door step after diligently filling out the sweepstakes entries. The odds of getting killed in a car accident, or getting the flesh-eating bacteria are better. This akin to gambling. Gambling is also a way to hope for a windfall of wealth. Many people here in Orange County go to Las Vegas, a.k.a. Lost Wages, in hopes of a jackpot. However, in Ecclesiastes 5:7 it says that dreaming is foolish if it isn't followed up with action.
You may feel like it is impossible to get out of debt, but nothing is impossible with God. You have to trust God and make a commitment to making changes. The bankruptcy laws have recently changed to make it more difficult to get a fresh start, but that shouldn't matter because you can find a way if you trust God. Avoiding bankruptcy allows you to keep your integrity. It isn't easy, because it is going to require persistence (James 1:3,4) to get through the trial. You have to ask God what it is He is trying to teach you. Learn the lesson as fast as you can, to get through this time. Your perseverance will be rewarded (James 1:12). Create a plan and stick with it. I'll give you a suggested plan next time.
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